The service is now active for every Airtel Kenya user, offering powerful protection against fraudsters and those irritating promotional texts that clog up your inbox. It works quietly in the background, using smart AI technology to spot spam messages before they ever reach you.

Here’s how it helps you: the system looks at over 250 factors, including how often a number sends messages and where those messages are going. If something looks suspicious, the message gets flagged as ‘Suspected SPAM’ so you can easily spot and ignore it. And it does all this without reading the actual content of your private texts—so your privacy stays intact.

What makes this even better is that it’s built right into the Airtel network. No need to download third-party apps that can compromise your data. This protection is automatically switched on for every Airtel SIM user, offering peace of mind with zero setup hassle.

Beyond stopping spam, the service also watches out for scam links. If someone tries to trick you with a malicious website sent via SMS, you’ll get an alert before you click. That’s a big win, especially when you consider that, according to a 2019 report, the average Kenyan mobile user was hit with over 100 spam messages a month.

For you, this means fewer distractions, less risk of falling for scams, and a cleaner, safer mobile experience. And since it’s free and automatic, there’s nothing you need to do—just enjoy the added layer of protection.

With this update, Airtel is making it easier for you to stay safe and spam-free every day. You can read more about how the technology works here, but rest assured: the next time a spammer tries to reach you, Airtel’s AI is already one step ahead.

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Recent trends in the smartphone manufacturing industry have made it possible for the average smartphone users to easily have access smartphones that have features and designs that would otherwise be beyond their budget.

According to Communications Authority of Kenya the current smartphone usage and penetration rate stands at 72.6% representing 37.4 million devices in the country. Experts  predict that more individuals will acquire smartphones due to their growing affordability and initiatives to enhance internet connectivity and digital literacy.

Traditionally, for one able to access a phone that ticked all the right boxes  with regards to smartphone performance, software and hardware, one had to dig deep in their pockets to be able to afford high performing and durable devices, this was  an ability reserved for the elite in the society.

Through democratization of technology flagship smartphone features such as 5G connectivity, Generative AI, AI LinkBoost, large battery capacities, IP69/68/67 water resistant levels and military graded shock resistance are now available for midrange and budget smartphones. Some smartphone manufacturers have introduced these features to their mid-range and budget devices. Offering consumers, a chance at accessing durable and high-performance smartphones at a reasonable cost.

Some of these budget devices even boast of the highest smartphone IP rating and other features previously reserved for high-end devices to enhance user experience.

While democratizing technology and AI continue to make smartphones accessible to their users, financial accessibility of these devices remains a key challenge for smartphone manufacturers. This is where Buy  Now Pay Later (BNPL)/ Lipa Pole Pole services assist consumers to acquire smartphones. BNPL providers have partnered with smartphone manufacturers to offer flexible payment plans, that  allow users to pay for devices in instalments rather than upfront purchase.

The impact of  BNPL services on smartphone adoption is undeniable.  Currently the  sector has seen a growth of 6.2% in 2024 up from 2.1% in 2021 according to FinAccess survey.  This growth trajectory is expected to continue at a CAGR of about 9% and by 2030, the sector  is projected to be valued at approximately USD 1.86 billion, according to Business Wire.

Recognizing the synergy between device innovation and financial inclusion, smartphone manufacturers are partnering with local BNPL service providers in Kenya to offer tailored device financing options for its consumers, effectively lowering the entry barrier to reliable, durable and innovative devices and fostering digital transformation in the Kenyan market.

As smartphones manufactures continue to develop the latest technology in smartphone and BNPL service providers expanding their services, our own mission at OPPO, to democratize AI and have technology for all will become a reality.  By incorporating inclusive designs and features for different smartphone users.

The author is the PR Manager at OPPO Kenya

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The Jaws Trend: Turning Suspense Into Comedy

The iconic suspense of the Jaws theme has found new life on TikTok. In this trend, creators use the building intensity of the music to mimic a slow, dramatic approach—often popping in and out of frame with each beat. Think of it as a shark circling its target, but with a twist: the target is usually something relatable and irresistible, like a midnight snack or a well-earned glass of wine. The humor lies in the exaggerated build-up to these everyday indulgences, turning suspense into laugh-out-loud comedy.

Party 4 U Heartbreak Bridge: Soundtracking Our Feels

Charli XCX’s dreamy track “party 4 u” has made a major comeback, specifically its emotional bridge. TikTokers are using this part of the song to share personal and poignant moments—the times when they felt out of sync with the world, faced rejection, or went through heartbreak. The trend thrives on its raw authenticity, as creators open up about those universal low points when it felt like this song was playing on repeat in their heads. It’s a powerful example of how music and shared vulnerability can create a collective experience online.

The ‘Have I Changed?’ Trend: Mini Transformation Arcs

Pairing the reflective tones of Empirical’s “Dreamz” with before-and-after storytelling, the “Have I Changed?” trend taps into TikTok’s love for transformation. It typically starts with a vulnerable prompt like “Have I changed?” or “Will I make it?” followed by a jump cut that reveals growth—whether it’s an emotional breakthrough, a fitness glow-up, or even a style evolution. This trend offers creators a way to visually narrate their progress and healing journeys, resonating with anyone who’s ever asked themselves the same reflective questions.

The post 3 TikTok Trends That Ruled April: Jaws Meme, Party 4 U Heartbreak & Have I Changed Challenge appeared first on Biz Post Daily.

These changes are set to take effect from July, aligning with broader efforts to streamline government spending.

According to budget documents presented to Parliament, Mr. Kenyatta’s retirement perks will be reduced by Sh94.6 million, bringing his total benefits down to Sh276.85 million from the previous Sh371.46 million.

The most substantial cuts target foreign travel (down by Sh46.5 million), insurance (reduced by Sh23 million), domestic travel (cut by Sh11 million), fuel (Sh7.5 million less), and hospitality expenses (down Sh6 million).

The former leaders, who receive monthly allowances to maintain offices, pay staff, purchase and fuel vehicles, and cover local and international travel, will all feel the pinch under the new proposals.

For Mr. Odinga, the proposed cut is Sh23.9 million, reducing his office budget from Sh87.2 million to Sh63.27 million. Key reductions for him include Sh20 million less in insurance, and smaller cuts to domestic travel and hospitality.

Mr. Musyoka faces a Sh28.4 million reduction in his perks, with his budget dropping from Sh81.36 million to Sh52.9 million. This includes a Sh20 million cut in insurance and a drop in domestic travel funds from Sh3.25 million to Sh2.06 million.

Former Vice President Moody Awori’s budget will also be trimmed, with a Sh20 million reduction leaving his secretariat with Sh53.9 million to operate.

It’s important to note that these allowances are distinct from the pensions these leaders receive, which are pegged at 80 percent of their last drawn salaries.

For example, Mr. Kenyatta is slated to receive a pension of Sh16.78 million starting in July, independent of the perks being adjusted.

As the government tightens fiscal policy, these cuts signal a move toward leaner expenditure, even at the highest levels of political retirement.

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Airtel has signed a deal with SpaceX to use Starlink’s satellite internet service across Africa, with Kenya among the first countries to benefit. Other countries in the initial rollout include Nigeria, Rwanda, Zambia, Malawi, and the DRC.

For many Kenyans living in remote parts of Turkana, Garissa, Marsabit, and even rural pockets of Rift Valley and the Coast, stable internet has long been a distant dream. Now, this partnership promises to change that.

By using Starlink’s powerful satellites and Airtel’s existing mobile network, fast and reliable internet could soon reach places where laying cables or building towers isn’t practical.

“This is about making sure no one is left behind,” said Airtel Africa CEO Sunil Taldar. “With next-generation satellite technology, we can bring affordable connectivity to areas that have been underserved for too long.”

The move is expected to be a game changer for schools, hospitals, and small businesses operating outside major towns. In rural clinics, better internet can mean faster communication with doctors in Nairobi.

For farmers, it can open access to online markets and real-time weather updates. And for students, it offers a chance to tap into online learning resources — something that became especially crucial during the COVID-19 pandemic.

But the benefits won’t just stop at internet access. Airtel and SpaceX are also exploring ways to use Starlink satellites to improve mobile phone network coverage in areas where building new infrastructure is costly or difficult.

With Kenya already leading Africa in mobile money and digital services, this partnership could push the country even further ahead. It’s also likely to heat up competition in the telecom sector, encouraging other players like Safaricom and Telkom Kenya to step up their own digital inclusion efforts.

Chad Gibbs, SpaceX’s VP for Starlink Business Operations, called the deal a “natural fit,” noting Airtel’s strong presence in Africa and Starlink’s mission to connect the unconnected.

Looking ahead, there could be even more collaboration between the two companies — including using Airtel’s local infrastructure to expand Starlink’s footprint and creating hybrid solutions that blend satellite and mobile technologies.

For now, though, the message is clear: Kenya’s digital divide may finally start to close, bringing the power of the internet to even the remotest homes, schools, and businesses.

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So, What’s the Deal with the Proposed Crypto Tax Change in Kenya?

Right now, if you transfer or exchange digital assets, there’s a 3% tax slapped on the transaction value. But, the draft Finance Bill, 2025 Kenya wants to shake things up.

The bill proposes tweaking the Income Tax Act to lower this rate. Specifically, it suggests changing the relevant part to read “one point five per cent” instead of the current “three per cent”. If this goes through, the crypto tax in Kenya on transactions would be halved to just 1.5%!  

What Counts as a Digital Asset? (Crypto & NFT Tax Kenya)

This Kenya digital asset tax covers those digital things of value that aren’t physical. Think:

• Cryptocurrencies: Like Bitcoin, Ethereum, and others you might be trading or holding.
• NFTs (Non-Fungible Tokens): Those unique digital tokens proving you own digital art, collectibles, etc. Yes, the NFT tax Kenya rules apply here too.

Why This Potential Tax Cut Matters for You and Kenya

Lowering the digital asset tax Kenya could mean a few positive things:

• More Affordable Transactions: Simply put, trading or sending cryptocurrency in Kenya could cost you less in taxes.
• Growth Spurt? A friendlier tax rate might encourage more Kenyans (maybe even you!) to explore digital assets. We’re already seeing growth, with projections hitting over 730,000 users soon.
• Market Buzz: This could give Kenya’s digital asset scene an extra boost.

Keeping Things Safe: The Bigger Picture of Digital Asset Regulation Kenya

While this potential tax cut is great news, it’s happening alongside efforts to make the digital asset space safer. You might have heard about the digital asset regulation Kenya discussions, like the Virtual Assets Service Providers (VASP) Bill. This aims to bring more transparency, asking exchanges to know who owns the assets, which helps tackle crime. It’s all part of balancing growth with security, especially since many Kenyans use crypto for savings, sending money, or even business imports.

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What are APIs and Why are They Important?

Think of APIs as digital bridges. They allow different software systems to communicate and exchange information seamlessly. This communication is crucial for a variety of functions, including:

• Bill Payments: Enabling businesses and individuals to pay bills directly through various platforms.
• Fund Transfers: Facilitating secure and efficient money transfers between different accounts and mobile wallets.
• Customer Verification: Streamlining the process of verifying customer identities for regulatory compliance and fraud prevention.
• Account Management: Providing real-time access to account information, such as balances and transaction history.

The Challenge for Businesses

Imagine Zawadi, a Kenyan entrepreneur running a thriving e-commerce business. She accepts payments through various channels, needs to verify customer identities, and manages utility bill payments for her suppliers. Without a cohesive solution, Zawadi faces the daunting task of managing multiple systems and providers, leading to inefficiencies and potential errors.

APIs: A Streamlined Solution

APIs offer a powerful solution by enabling businesses to integrate essential financial services directly into their existing systems. This integration eliminates the need for manual processes and reduces the complexity of managing multiple providers.

Benefits of API Integration:

• Increased Efficiency: Automate tasks and streamline workflows, saving time and resources.
• Enhanced Security: Implement robust security measures to protect sensitive financial data.
• Improved Customer Experience: Offer convenient and seamless payment options to customers.
• Reduced Costs: Eliminate the need for multiple systems and providers, reducing operational costs.
• Scalability: Easily adapt to changing business needs and scale operations as required.

Beyond Payments: A Holistic Approach

APIs are not just about payments. They can also be used for a wide range of other financial services, including:

• Know Your Customer (KYC) Verification: Ensure compliance with regulatory requirements and prevent fraud.
• Account Services: Provide real-time access to account information and transaction history.
• Airtime Sales: Offer convenient airtime top-up options to customers.

Choosing the Right API Solution

When selecting an API solution, consider factors such as:

• Security: Ensure the platform offers robust security measures to protect sensitive data.
• Reliability: Choose a provider with a proven track record of uptime and performance.
• Scalability: Select a solution that can adapt to your growing business needs.
• Ease of Integration: Look for a platform with clear documentation and developer-friendly tools.
• Support: Ensure access to reliable technical support for assistance with integration and troubleshooting.

The Future of Finance in Kenya

As Kenya’s digital economy continues to expand, APIs will play an increasingly vital role in driving innovation and efficiency. By embracing API integration, businesses can streamline their operations, enhance customer experiences, and unlock new opportunities for growth. Some platforms, like Jenga API offered by Finserve Africa, provide a comprehensive suite of APIs designed to simplify financial transactions, offering services ranging from fund transfers to customer verification.

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What’s on the Table?

The core of the proposed changes lies in the removal of several items from the zero-rated VAT schedule. This means these items, currently taxed at 0%, would now be subject to the standard 16% VAT. Key areas affected include:

• Pharmaceuticals and Animal Feed: Inputs and raw materials used in the manufacture of drugs and animal feed are slated to lose their zero-rated status. This could lead to higher costs for both healthcare providers and farmers, ultimately impacting consumers.
• Sugarcane Transportation: The cost of transporting sugarcane, a crucial component of the sugar industry, is also targeted for the 16% VAT.
• E-Mobility and Green Energy: The government’s commitment to green initiatives appears to be wavering. The Bill proposes a 16% VAT on electric buses, solar batteries, lithium batteries, and electric bicycles. This could significantly hinder the adoption of these environmentally friendly alternatives.
• Mobile Phone Manufacturing: The manufacture and assembly of mobile phones are also being removed from the zero-rating schedule.
• Mobile Phone Manufacturing: The supply of locally assembled and manufactured mobile phones are also being removed from the zero-rating schedule.
• Bioethanol Vapor Stoves: The supply of bioethanol vapor stoves classified under HS Code 7321.12.00 (cooking appliances and plate warmers for liquid fuel) will also be subject to VAT.
• Motorcycles: The supply of motorcycles of tariff heading 8711.60.00 will also be subject to VAT.
• Packaging Materials: Packaging materials for tea and coffee upon recommendation by the Cabinet Secretary for matters relating to agriculture will also be subject to VAT.

Other Notable Changes:

Beyond the VAT changes, the Finance Bill proposes several other significant amendments to various tax laws:

• Income Tax Act Amendments: The bill proposes several amendments to the Income Tax Act, including changes to the definition of “related person,” increases to the minimum amount for certain tax deductions, and modifications to the treatment of fringe benefits (See sections 2, 3, 5, 9, 29 of the Bill).
• Excise Duty Act Amendments: The bill proposes changes to the Excise Duty Act, including a new definition of “digital marketplace” and changes to the excise duty rates on certain imported goods (See sections 38, 42 of the Bill).
• Tax Procedures Act Amendments: The bill proposes changes to the Tax Procedures Act, including changes to the process for amending assessments and for settling tax liabilities (See sections 44, 46 of the Bill).

Why the Change?

The government argues that these changes are necessary to streamline tax administration, reduce tax refunds, and seal loopholes that delay revenue collection. The Cabinet claims the Bill aims to enhance tax efficiency rather than solely focusing on raising taxes.

The Potential Impact:

While the government emphasizes efficiency, critics fear the proposed changes will disproportionately impact ordinary Kenyans.

• Increased Cost of Living: Essential items like food and healthcare could become more expensive, exacerbating the already challenging cost of living crisis.
• Strain on Farmers: The agricultural sector, already grappling with rising input costs due to previous VAT introductions on pesticides and fertilizers, will face further pressure. This could impact food production and affordability.
• Setback for Green Initiatives: The VAT on electric vehicles and renewable energy components could stifle the growth of the green economy and hinder efforts to combat climate change.

The Bottom Line:

The Finance Bill 2025 presents a complex trade-off between revenue generation and the potential impact on key sectors and the cost of living. Businesses and consumers alike need to understand the proposed changes and their potential consequences. It’s crucial for stakeholders to engage in informed discussions and advocate for policies that promote both economic growth and the well-being of all Kenyans.

What are your thoughts on the proposed changes? Share your comments below.

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Whether you’re an agriculture graduate, an aspiring agripreneur, or an urban professional seeking a side hustle, farming in Kenya offers immense potential to diversify income and build wealth. The sector is ripe with opportunities for those willing to embrace modern techniques and innovative approaches.

Young Farmers: Pooling Resources and Embracing Innovation

Across the country, young farmers are forming chamas (informal savings groups) and investment groups to pool resources, lease idle land, and implement modern farming techniques. This collaborative approach allows them to overcome financial barriers and access larger plots of land.

To stay competitive in today’s market, these young agripreneurs are adopting innovation and technology at an impressive rate. From hydroponics and vertical farming to precision agriculture and digital marketing, they are leveraging technology to ensure sustainability, increase yields, and reach wider markets. This embrace of modern methods is transforming the landscape of Kenyan agriculture.

Challenges Young Farmers Face in Kenya

Despite the abundant opportunities, young farmers in Kenya face significant hurdles that can hinder their progress:

• Limited access to finance: Traditional loans often demand substantial collateral, come with high interest rates, and involve cumbersome paperwork, making them inaccessible to many young farmers.
• High input costs: The cost of quality seeds, fertilizers, and essential equipment can significantly eat into profits, reducing the financial viability of farming ventures.
• Land scarcity: Expansion is often difficult due to the high cost of farmland, particularly in prime agricultural areas.
• Climate change and water scarcity: Erratic rainfall patterns and prolonged droughts threaten crop yields, while the investment required for irrigation systems and boreholes can be prohibitive.
• Pests and diseases: The cost of effective pesticides can be high, and crop losses due to pests and diseases can further reduce income and jeopardize investments.
• Unforeseen risks: Natural disasters such as droughts, fires, and floods can wipe out entire investments, leaving farmers with significant losses and debt.

Tailored Financial Solutions for Kenyan Farmers

Recognizing these challenges, financial institutions like Equity Bank are stepping up to provide tailored solutions. The Equity Bank’s Kilimo Maendeleo Loan offers flexible financing designed specifically for farmers at every stage of their journey, whether they’re planting, scaling, or diversifying their operations.

Here’s how the Kilimo Maendeleo Loan works:

• Insurance-backed security: Your investment is protected against the devastating effects of droughts, floods, and other natural disasters, with negotiable premiums designed to keep costs manageable.
• Repayment tailored to your harvests: Enjoy flexible repayment terms of up to 10 years, with repayments aligned to your crop cycles or income streams, ensuring you can manage your finances effectively.
• Hassle-free access: Apply conveniently via Equitel, the Equity Mobile App, USSD 2476#, or by visiting any Equity branch across the country.

Take the Next Step in Your Farming Journey

Don’t let financial constraints hold you back from realizing your agricultural dreams. Explore the opportunities available through the Equity Bank Kilimo Maendeleo Loan and unlock the potential of your farming venture.

Call 0763 000 000 or log on to: https://equitygroupholdings.com/ke/borrow/agri-business/kilimo-maendeleo-loan/ to get started today.

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This comes hot on the heels of their impressive victory at the East Africa Regional Finals held right here in Nairobi, proving that Kenyan innovation is ready to compete on a global stage.

Jenga AI’s story began with a simple question: Why should inefficiency be an accepted cost of doing business for subcontractors in commercial construction?

Founders Shayne and Nym, drawing on Nym’s experience as a large specialty contractor in New York City, recognized the immense waste of time and resources associated with manual bidding processes. With win rates typically hovering around 20%, estimators were spending 80% of their time on projects that never materialized.

This realization sparked the creation of JENGAI, an analytical CRM designed to empower subcontractors to focus on the right projects, avoid wasted time, and maximize their efforts.

So, what’s the Datamellon AI Ignite all about? It’s a program designed to supercharge promising AI startups. Think of it as a launchpad, offering a powerful combination of resources:

• Ksh 13 Million in Seed Funding (Equity-Free!): That’s a serious boost to get things moving.
• Ksh 260 Million Investment Fund Access: Top performers get a shot at even more funding to scale their operations.
• Silicon Valley Exposure: The chance to pitch to the big leagues – investors and tech gurus in the heart of Silicon Valley.
• Expert Mentorship: Eight weeks of guidance from industry veterans to refine their strategy and execution.
• Cutting-Edge Infrastructure: Access to Datamellon’s AI and cloud resources, essential for building and scaling their solutions.

Jenga AI’s win in Nairobi wasn’t just luck. It showcased the ingenuity and problem-solving skills that are becoming hallmarks of Kenyan startups.

Their innovative approach caught the judges’ attention, demonstrating the potential to create real impact and disrupt traditional industries. Now, as they prepare for Marrakech, they’re carrying the hopes of Kenya’s tech community with them.

This victory is a testament to the growing strength of Kenya’s tech ecosystem. We’re seeing a surge in talented developers, a supportive community of investors and mentors, and increasing access to the resources needed to build world-class companies.

Jenga AI’s success is a sign that Kenya is becoming a force to be reckoned with in the global AI landscape.

Programs like Datamellon AI Ignite are crucial for fueling this growth. They provide the capital, mentorship, and exposure that startups need to overcome challenges and reach their full potential.

By connecting Kenyan innovators with global networks, they’re helping to build a vibrant and competitive tech sector that can drive economic growth and create opportunities for Kenyans.

This is a chance to showcase Kenyan ingenuity to the world and attract even more investment and opportunities to our growing tech ecosystem.

Datamellon, with its strong presence across Africa, is a key partner in this journey. As an AWS Advanced Consulting Partner, they’re providing the essential infrastructure, expertise, and support needed to help Kenyan startups thrive.

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