Share this
You are a young man or woman in your late 20s or early 30s fully employed or doing your personal business and you are as tired of clubbing from Monday to Monday like I am. Probably you are thinking of starting a family and want to focus on the most important things in life – well, not that partying is not important; it actually is essential to our lives buh each and everything has its time.
Now is actually the right time for you to start thinking about investments, if you are younger than the mentioned ages its even better for you. One assumption that most of us young people make is that you have to be earning a lot of money to invest or save or that investing means that we are foregoing life’s pleasures – actually its the contrary, it’s all about delayed gratification.
There are as many avenues of investments as there are varied present uses of money. You need to take your time to choose wisely where to invest your money. You could get into the stock market which at times can be very volatile or the more stable bond market.
The most sure stable investment since ancient times has however been real estate, you will never go wrong with it unless you did not do proper valuation of your investment. The returns from real estate are always so definite and in the event that you need to liquidate you will never get anything bellow your investment.
Now that we know that investing in real estate is what will bring you the most returns we go back to the age old question of whether to build or to buy!
This is usually a very challenging question. Both have their advantages over each other. Building will give you that opportunity to customize or bring up a structure the way you want it, something that you can’t get from ready built structures.
On the other hand buying an already built house will save you from the hustle of following fundis around during constructions, loss and theft of materials etc. Buying a house also gives you instant gratification in that you start benefiting from your house immediately either by living in it and saving what you spend on rent or renting it out and start earning from it.
Either way building or buying a house is never a very cheap affair neither will I say it’s expensive. But with a little help from financial institutions you can save for your dream house or get a mortgage to enable you build or buy that house.
If you are looking for a house to buy in Kisumu why don’t you pay a visit to Kisumu Real Estate, they have 1,2 and 3 bedroom houses in Milimani selling at around Ksh. 5M. You can visit their website www.kisumurealestates.com for details or call
office: +254 57 2021032 mobile: +254 773491699.
Apart from ready built houses Kisumu Real Estates also have plots for sale in several parts of Kisumu in case you are interested in building your own house.
So don’t party till you drop dead or broke. If you are thinking of a good future for yourself and your family its never too early or too late to start investing. Like I said earlier: “Investing is delayed gratification (read delayed partying)”.
Photos courtesy: Kisumu Real Estates prices range from Ksh.5M
